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Savings plan for retirement – 401(k)
A 401(k) is a savings plan for retirement offered by many employers that lets you invest a portion of your paycheck before taxes are taken out. The money grows tax-deferred, and many employers offer matching contributions to help boost your savings.
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Car Buying Tip - 20/4/10 Rule
Car Buying Tip - The 20/4/10 rule is a smart budgeting strategy: put 20% down, finance for no more than 4 years, and keep all car-related expenses under 10% of your gross monthly income. Save money and avoid financial stress.
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Benefits of Investing Early
The benefits of investing early go far beyond just growing your savings, they include harnessing the power of compound interest, reducing financial stress down the road.
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Compound Interest – How Does It Work?
Compound interest is one of the most powerful forces in personal finance. It can be a great ally or a sneaky enemy. Learn how it works.
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What Is Term Insurance and Life Insurance? A Beginner’s Guide
"What is term insurance and life insurance?" These are two of the most common types of policies that help protect your loved ones financially if something happens to you.
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Debt Relief vs. Debt Consolidation
This post breaks down the differences between debt relief and debt consolidation, the pros and cons of each, and list steps to get started with either option.
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Money Saving Tip - DIY Herb Garden
With a small DIY herb garden, you can cut down on grocery costs and save on average up to $500 a year, depending how much you cook.
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How to save Money on Groceries - Smart Grocery List
Smart Grocery List will help you stay on track, save money on groceries and reduce food waste, all while keeping your kitchen organized and your meals planned!
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Envelope Budgeting
The envelope budgeting system is a simple, time-tested method to help you track your spending, prioritize your needs, and build stronger financial habits.
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Personal Income Basics
Multiple income streams provide greater financial security by ensuring that if one source of earnings slows down, others can help you stay afloat.
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Top 3 Money Saving Tips
Saving money is essential for financial stability and peace of mind.
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From Saving to Investing: How to Build a Strong Financial Future
Educating yourself and developing your knowledge in financial literacy is a crucial investment.
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Money Management - Mastering Financial Security
Building a strong financial foundation starts with creating an emergency fund, having the right insurance and eliminating debt by paying more than the minimum.
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50/30/20 - Budget Rule
Budget gives you a clear framework to prioritize essentials, enjoy your money, and secure your future.
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