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Savings plan for retirement – 401(k)
A 401(k) is a savings plan for retirement offered by many employers that lets you invest a portion of your paycheck before taxes are taken out. The money grows tax-deferred, and many employers offer matching contributions to help boost your savings.
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Car Buying Tip - 20/4/10 Rule
Car Buying Tip - The 20/4/10 rule is a smart budgeting strategy: put 20% down, finance for no more than 4 years, and keep all car-related expenses under 10% of your gross monthly income. Save money and avoid financial stress.
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Benefits of Investing Early
The benefits of investing early go far beyond just growing your savings, they include harnessing the power of compound interest, reducing financial stress down the road.
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Compound Interest – How Does It Work?
Compound interest is one of the most powerful forces in personal finance. It can be a great ally or a sneaky enemy. Learn how it works.
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What Is Term Insurance and Life Insurance? A Beginner’s Guide
"What is term insurance and life insurance?"Â These are two of the most common types of policies that help protect your loved ones financially if something happens to you.
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Debt Relief vs. Debt Consolidation
This post breaks down the differences between debt relief and debt consolidation, the pros and cons of each, and list steps to get started with either option.
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Envelope Budgeting
The envelope budgeting system is a simple, time-tested method to help you track your spending, prioritize your needs, and build stronger financial habits.
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